Financial Help for Cancer Patients Singapore

Insurance

Employment Health Benefits

If you are currently employed, your company’s Human Resource Department will be able to provide you information on your medical benefits and/ or medical insurance coverage under your company’s group health insurance plan. If your health insurance plan is one of the following, you may be entitled to cashless service at our clinic. A referral letter from your general practitioner (GP) may also be required for your initial visit to us.

The various health insurance plans include the following:
• Shenton Insurance
• Parkway Shenton Insurance
• AIA Mediguard (selected corporate companies)
• Cigna iXchange
• NTUC i-MediCare (selected corporate companies)

Private Health Insurance Plans

If you have purchased insurance policies, you may want to contact your insurer to verify your eligibility to make a claim e.g. under Critical illness.

International Expatriate Insurance Plans

If you are an expatriate and have an insurance plan that covers you globally, please contact your insurer to obtain information on your medical coverage. With a Letter of Guarantee, direct billing arrangement can be made with the insurer.

The international insurance plans include the following:
• Cigna International
• BUPA International
• Aetna International
• International SOS
• Prestige International
• Vanbreda International

Medisave

Medisave is the national savings scheme which helps individuals put aside part of their income in their Medisave Accounts to meet their personal or their dependants’ hospitalisation expenses, especially after retirement. Dependants refer to spouse, children, parents and grandparents. Grandparents must be Singaporeans or Singapore Permanent Residents.

Type of outpatient treatment	Withdrawal limit
Chemotherapy	$300 per weekly treatment cycle or $1200 per 21/ 28 day treatment cycle
Diagnostic scan (related to cancer treatment only)	$600 per year

Medishield & Enhanced Medishield

Type of plan	Provider
Medishield	Central Provident Fund (CPF)
Type of outpatient treatment	Withdrawal limit
Chemotherapy	$270 per weekly treatment cycle or $1240 per 21/ 28 day treatment cycle

If you had purchased an Enhanced Medishield plan from an approved private insurer, there will be a higher coverage for your chemotherapy treatment expenses. This is because the enhanced plan is integrated with Medishield and provides protection on top of what Medishield covers. Please approach your insurer to verify the withdrawal limit for your Enhanced Medishield plan.

Type of Enhanced plan	Approved Private Insurer
Myshield	Aviva
AIA Healthshield Gold	AIA
SupremeHealth Plan	Great Eastern
Incomeshield/ Enhanced Incomeshield	NTUC Income
PruShield	Prudential

You can obtain information about your Medisave balance or Medishield coverage from Central Provident Fund (CPF) via online or hotline 1800-227-1188.

How to utilise your Medisave and/or Medishield?

Payment is required upon completion of each visit at The Cancer Centre. If you were to utilise your Medisave and/ or Medishield, the amount claimable will be in the form of reimbursement by cheque.

The Cancer Centre will assist you with the process of utilizing your Medisave and/ or Medishield. In order to do so, you will need to provide us with the following:
1) Photocopies of patient’s and *Medisave Account Holder’s NRICs
2) Accurate information on your Medishield plan i.e. type of plan and name of insurer. Please bring along your CPF statement
3) Completed Medisave Authorisation Form for Outpatient Treatment

The Cancer Centre will submit the information together with the invoices to the relevant parties. No further action will be required on your part.

Please note:
The bill will be paid by MediShield first before Medisave is withdrawn to settle the balance. The Medisave and MediShield claim cannot exceed the total bill.

* If you do not have enough Medisave savings, you can use your immediate family members’ Medisave savings. Withdrawal limit is based on per patient/ per chemotherapy cycle.